Crop Insurance
Other Available Products:
ECO: Enhanced Coverage Option
Provides area-based coverage for a portion of the deductible of your underlying policy, similar to the Supplemental Coverage Option (SCO), but at a higher coverage level. ECO is an optional endorsement to supplement your underlying policy.
  • Subsidized at 44%.
  • Choose a coverage band option:
    • 86% to 95% (9% coverage band)
    • 86% to 90% (4% coverage band)
  • Percentage of Coverage from 50% - 100%, in 1% increments.
  • Uses same SCO figures for expected and final area yields, projected and harvest prices, and payment factors.
  • ARC or PLC participation has no impact on eligibility.
SCO: Supplemental Coverage Option
The Supplemental Coverage Option (SCO) is a county-level revenue-based or yield-based optional endorsement that covers a portion of losses not covered by the same crop's underlying crop insurance policy.
  • Subsidized at 65%.
  • Coverage up to 86%
    • Kicks in where underlying coverage stops.
  • PLC participation has no impact on eligibility.
  • Crops for which ARC (FSA Agriculture Risk Coverage) is elected are NOT eligible for the SCO endorsement.

Field Grain Fire / Crop Fire:
  • The Field Grain Fire program can protect you from just that. It insures the standing grain crop against direct loss by fire, protecting your business in the event of disaster. Rain & Hail Field Grain Fire
  • Crop Fire is a stand-alone policy covering fire only on standing and stored grain.Farmers Mutual Hail Crop Fire

MP: Margin Protection
This is an MPCI product that provides coverage against an unexpected decrease in operating margin (revenue less input costs). Margin Protection is area-based, using county-level estimates of average revenue and input costs to establish the amount of coverage and indemnity payments. (Farmers Mutual Hail Margin Protection)

Whole Farm Revenue Protection:
Whole-Farm Revenue Protection (WFRP) provides a risk management safety net for all commodities on the farm under one insurance policy. This insurance plan is tailored for any farm with up to $17 million in insured revenue, including farms with specialty or organic commodities (both crops and livestock), or those marketing to local, regional, specialty or direct markets. WFRP can be purchased in conjunction with Stacked Income Protection Plan (STAX). Rain & Hail WFRP
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